AirPayout Insurance

AirPayout is insurance made easy. AirPayout proactively tracks your flight and swiftly pays you €100 for flight issues. This is in addition to compensation from the airline.

You'll get €100 if any flight on your trip is:

• Delayed by 3 hours or more on arrival

• Canceled in the 28 days before departure

• Diverted

There's no paperwork or signature required and it lands in your bank account in days. We monitor your flights and notify you when you're eligible for a payout.

If any flight in your trip is canceled 28 days before departure or less, was diverted, or arrives 3 or more hours late, AirHelp will automatically track the flight and email you an eligibility confirmation to claim your one-time €100 AirPayout.

You will be prompted to add your bank details. It may take up to 5 working days for the money to show up in your bank account. 

AirHelp Plus members get AirPayout bundled into their subscription. It is not currently sold separately.

Essential members get their first 3 trips protected by AirPayout per year, and Complete members get all their trips protected by AirPayout for the duration of their membership.

For the insurance to apply, you must add trip details to your AirHelp Plus dashboard at least 24 hours before the scheduled departure of the first flight.

To get the benefits of AirPayout, you must add trip details to your AirHelp Plus dashboard at least 24 hours before the scheduled departure of the first flight. If you add flights less than 24 hours before they’re due to depart, the trip will not be protected.

Additionally, AirPayout will not apply on trips you add to the dashboard if one of the flights has already been delayed or canceled.

If you have protected your trip with AirPayout you will receive a one-time €100 payout in the following situations:

• Any flight in your trip is canceled by the airline 28 days before departure or less.

• Any flight in your trip is diverted from its original destination.

• Any flight in your trip arrives at its destination 3 or more hours later than scheduled.

Unlike compensation for flight disruptions, the cause of the problem is not important, and you will receive your €100 even if the airline is not at fault.

A diverted flight is one where the flight takes a different route or lands at a different airport than originally scheduled.

For example, if your flight was scheduled to land at London Heathrow, but for some reason it lands instead at London Gatwick, that is considered a diverted flight.

Once you have supplied your bank details it may take up to 5 working days before the money shows up in your bank account.

Yes. We take data security and privacy very seriously. Therefore, we would like to assure you that our data protection policy on the processing, sharing, and storing of all personal information, including bank details, is fully compliant with all EU data protection regulations, including the General Data Protection Regulation (GDPR).

You can read the AirHelp Privacy Policy here.

You are only entitled to a €100 AirPayout for cancellation where the airline cancels your flight. 

Unfortunately, we are not able to cancel AirPayout protection if you decide not to take the flight.

Yes! AirPayout covers every flight that you add to your trip in your AirHelp Plus dashboard. 

How many flights are part of the same trip is up to you. But you should know that there’s a maximum of 1 payout per trip. So if 2 separate flights on the same trip are disrupted you’ll only receive the €100 payout once.

AirPayout only protects the trips of AirHelp Plus members. Co-passengers are not covered by your subscription, they need to purchase their own.

We aim to confirm eligibility as quickly as possible. If a disruption occurs (i.e. your flight is canceled within 28 days before departure, was diverted, or is delayed 3 hours or more on arrival) AirHelp will confirm your eligibility for the €100 payout within at least 36 hours of the disruption occurring. 

You should receive an AirPayout email from AirHelp if any of the following disruptions occur: 

• Your flight is canceled by the airline 28 days before departure or less.

• Your flight is diverted from its original destination.

• Your flight arrives at its destination 3 or more hours later than scheduled.

If you believe your flight qualifies for a payout, but have not received a notification from AirHelp, you can request a review of your claim.  

To ensure all decisions are fair, AirHelp uses data from multiple independent third parties to monitor the status of all flights. It is this third party data that will determine when a flight qualifies for a payout.

This information is considered final, and cannot be disputed by either AirHelp or the customer. However you can request that your claim be reviewed by our insurance partners. 

AirPayout cannot insure your flight disruption in the following cases:

• If you do not have a valid booking confirmation or boarding pass. 

• Your flight was canceled more than 28 days before your scheduled departure. 

• Your flight was affected as a result of: 

  • Foreign or civil war. 

  • Threat of explosives, radioactive waste, or any other source of radiation. 

  • Declaration of health emergencies such as a pandemic or epidemic. 

  • Any losses, damages, liability, or expense caused by a cyber act or cyber incident. 

• If an event disrupts air traffic for more than 7 days — examples include strikes, public demonstrations, or extreme weather. In these cases AirPayout will pay for all flight delays and cancellations that occurred within the first 7 days of the air traffic disruption. If your flight falls on the 8th day or later of an ongoing disruption, it will not be covered.

One of the conditions of AirPayout is that you were onboard the flight that was delayed or diverted. If you declare that you were not onboard, we cannot make the payment.

This condition does not apply for canceled flight disruptions.

Once you have supplied your bank details, It may take up to 5 working days for the money to show up in your bank account.

However, in spite of our best efforts, there may be situations where it may take longer for the banks to process the payment.

 If you have not received the money after 7 working days, please contact our agents using our online chat or at [email protected].

You can receive your payout if your bank account is based in one of the following countries: 

• Andorra

• Argentina

• Armenia

• Austria

• Azerbaijan

• Bahrain

• Belgium

• Bosnia and Herzegovina

• Brazil

• Bulgaria

• Cameroon

• Canada

• Chile

• China

• Colombia

• Costa Rica

• Croatia

• Cyprus

• Czechia

• Denmark

• Dominican Republic

• Ecuador

• Egypt

• Estonia

• Faroe Islands

• Finland

• France

• French Guiana

• Gabon

• Germany

• Greece

• Guadeloupe

• Guatemala

• Honduras

• Hong Kong

• Hungary

• Iceland

• India

• Indonesia

• Ireland

• Israel

• Italy

• Ivory Coast

• Japan

• Jersey

• Jordan

• Kosovo

• Kuwait

• Latvia

• Liechtenstein

• Lithuania

• Luxembourg

• Malaysia

• Malta

• Martinique

• Mayotte

• Mexico

• Moldova

• Monaco

• Morocco

• Netherlands

• New Caledonia

• New Zealand

• Norway

• Oman

• Peru

• Philippines

• Poland

• Portugal

• Qatar

• Réunion

• Taiwan

• Thailand

• Turkey

• Ukraine

• United Arab Emirates

• United Kingdom

• United States

• Uruguay

If you country is not on the list above, please contact us through our online chat or email [email protected] so we can collect your bank account details and send your payout.

The AirPayout is €100, and this is the amount we will send to your bank account. However the actual amount that you receive in your account will be in your account’s currency, and will depend on the current exchange rates applied by your bank.

The payout of €100 can only be sent to the AirHelp Plus member.

If you are dissatisfied with AirPayout or the service you received we want to know about it. Please fill out our complaint form, which will be reviewed by our insurance partners.