AirPayout Insurance

    AirPayout Insurance

    What is AirPayout?

    AirPayout is insurance made easy. AirPayout proactively tracks your flight and swiftly pays you €100 for flight issues. This is in addition to compensation from the airline.

    You'll get €100 if any flight on your trip is:

    • Delayed by 3 hours or more on arrival

    • Canceled in the 28 days before departure

    • Diverted

    There's no paperwork or signature required and it lands in your bank account in days. We monitor your flights and notify you when you're eligible for a payout.

    How do I claim my AirPayout?

    If any flight in your trip is canceled 28 days before departure or less, was diverted, or arrives 3 or more hours late, AirHelp will automatically track the flight and email you an eligibility confirmation to claim your one-time €100 AirPayout.

    You will be prompted to add your bank details. It may take up to 5 working days for the money to show up in your bank account. 

    How do I buy AirPayout insurance?

    AirHelp Plus members get AirPayout bundled into their subscription. It is not currently sold separately.

    Essential members get their first 3 trips protected by AirPayout per year, and Complete members get all their trips protected by AirPayout for the duration of their membership.

    For the insurance to apply, you must add trip details to your AirHelp Plus dashboard at least 24 hours before the scheduled departure of the first flight.

    I added my trip to the dashboard, why isn’t it protected by AirPayout insurance?

    To get the benefits of AirPayout, you must add trip details to your AirHelp Plus dashboard at least 24 hours before the scheduled departure of the first flight. If you add flights less than 24 hours before they’re due to depart, the trip will not be protected.

    Additionally, AirPayout will not apply on trips you add to the dashboard if one of the flights has already been delayed or canceled.

    In what situations will I get paid if I have AirPayout insurance?

    If you have protected your trip with AirPayout you will receive a one-time €100 payout in the following situations:

    • Any flight in your trip is canceled by the airline 28 days before departure or less.

    • Any flight in your trip is diverted from its original destination.

    • Any flight in your trip arrives at its destination 3 or more hours later than scheduled.

    Unlike compensation for flight disruptions, the cause of the problem is not important, and you will receive your €100 even if the airline is not at fault.

    What is a diverted flight?

    A diverted flight is one where the flight takes a different route or lands at a different airport than originally scheduled.

    For example, if your flight was scheduled to land at London Heathrow, but for some reason it lands instead at London Gatwick, that is considered a diverted flight.

    How long does it take to get my AirPayout money?

    Once you have supplied your bank details it may take up to 5 working days before the money shows up in your bank account.

    Is it safe to share my bank details?

    Yes. We take data security and privacy very seriously. Therefore, we would like to assure you that our data protection policy on the processing, sharing, and storing of all personal information, including bank details, is fully compliant with all EU data protection regulations, including the General Data Protection Regulation (GDPR).

    You can read the AirHelp Privacy Policy here.

    Does AirPayout work if I cancel the flight myself?

    You are only entitled to a €100 AirPayout for cancellation where the airline cancels your flight. 

    Unfortunately, we are not able to cancel AirPayout protection if you decide not to take the flight.

    Does AirPayout cover all flights on my trip?

    Yes! AirPayout covers every flight that you add to your trip in your AirHelp Plus dashboard. 

    How many flights are part of the same trip is up to you. But you should know that there’s a maximum of 1 payout per trip. So if 2 separate flights on the same trip are disrupted you’ll only receive the €100 payout once.

    Can I add AirPayout insurance for all passengers traveling with me?

    AirPayout only protects the trips of AirHelp Plus members. Co-passengers are not covered by your subscription, they need to purchase their own.

    How much time does it take to confirm I’m eligible for the AirPayout money?

    We aim to confirm eligibility as quickly as possible. If a disruption occurs (i.e. your flight is canceled within 28 days before departure, was diverted, or is delayed 3 hours or more on arrival) AirHelp will confirm your eligibility for the €100 payout within at least 36 hours of the disruption occurring. 

    My flight was disrupted, why haven’t I received an AirPayout eligibility email?

    You should receive an AirPayout email from AirHelp if any of the following disruptions occur: 

    • Your flight is canceled by the airline 28 days before departure or less.

    • Your flight is diverted from its original destination.

    • Your flight arrives at its destination 3 or more hours later than scheduled.

    If you believe your flight qualifies for a payout, but have not received a notification from AirHelp, you can request a review of your claim.  

    I believe I am eligible for AirPayout. Why is AirHelp saying I'm not?

    To ensure all decisions are fair, AirHelp uses data from multiple independent third parties to monitor the status of all flights. It is this third party data that will determine when a flight qualifies for a payout.

    This information is considered final, and cannot be disputed by either AirHelp or the customer. However you can request that your claim be reviewed by our insurance partners

    My flight was delayed or diverted and is eligible for AirPayout — but I was not onboard. Will I receive the €100 payout?

    One of the conditions of AirPayout is that you were onboard the flight that was delayed or diverted. If you declare that you were not onboard, we cannot make the payment.

    This condition does not apply for canceled flight disruptions.

    I have provided my bank account details but I have not received my AirPayout money yet

    Once you have supplied your bank details, It may take up to 5 working days for the money to show up in your bank account.

    However, in spite of our best efforts, there may be situations where it may take longer for the banks to process the payment.

     If you have not received the money after 7 working days, please contact our agents using our online chat or at [email protected].

    Which countries’ bank accounts are currently supported by AirPayout?

    If you hold a bank account in the following countries you can fill out your bank details online for your payout:

    Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Estonia, Finland, France, French Guiana, Germany, Greece, Guadeloupe, Hungary, Ireland, Italy, Kosovo, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Netherlands, Portugal, Réunion, Saint Barthelemy, Saint Martin, Saint Pierre and Miquelon, San Marino, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Denmark, Norway, Poland, Romania, Iceland, Liechtenstein, United States.

    If your country is not in the list above, please contact our agents using our online chat or email [email protected] so we can collect your bank account details and send your payout.

    Will I receive AirPayout in my currency?

    The AirPayout is €100, and this is the amount we will send to your bank account. However the actual amount that you receive in your account will be in your account’s currency, and will depend on the current exchange rates applied by your bank.

    Who is the AirPayout money sent to?

    The payout of €100 can only be sent to the AirHelp Plus member.

    How can I make a complaint about AirPayout?

    If you are dissatisfied with AirPayout or the service you received we want to know about it. Please fill out our complaint form, which will be reviewed by our insurance partners.

    AirHelp has been featured in:

    USA Today LogoThe New York Times LogoWSJ LogoWashington Post

    AirHelp is a part of the Association of Passenger Rights Advocates (APRA) whose mission is to promote and protect passengers’ rights.

    Copyright © 2023 AirHelp

    Check Compensation

    All airlines